What people are saying.

  • “Wow, Crucial Concept is what the world needs. I had my own plan to get out of debt but Chris thoroughly analyzed my situation and came up with a better and more efficient way to do it. It was another perspective that never crossed my mind. I followed his coaching step by step and now I’m on my way to being debt free months before I was supposed to be initially. Definitely 10 out of 5 stars. Have a goal in mind and Chris will get you there. ”

    — Javan P.

  • “Chris has helped me map out a clear cut financial plan that has improved my financial situation gradually. Within the first couple of months of planning to save and pay off debt I was able to purchase my first car with a peace of mind that I was in a financially good place. The service he provides is clear and very tangible and puts your expenses in front of you so you can see what you’re spending on and what I needed to cut back on. 10 out of 10 service working with him”

    — Aaron S.

  • I’m a 16 year old entrepreneur and selecting Chris to be my financial coach was one of the best thing I’ve ever done. Chis is very intelligent and knows a lot about both the power of money the way it works. Thanks to the Crucial Concepts budgeting program I have a goal, plan & a strategy setting me up for financial freedom in the future at such a young age. All thanks to Chris. 10/10 I 100% recommend.

    — Jay H.

  • Without question, Chris can impress and capitative a group of teenagers! He is able to connect with teens through his own experiences while providing powerful financial advice about the mindset of investing and the role of credit. I highly recommend him as a speaker!

    — Sabrina M.

    Carrollwood Day School